That’s a Wrap: PIUS’ 2023 End of Year Update
A look back at the year in business. In 2023, PIUS secured $358 million in capital for its borrowers, up from $270 million in 2022.
That’s a Wrap: PIUS’ 2023 End of Year Update Read More »
A look back at the year in business. In 2023, PIUS secured $358 million in capital for its borrowers, up from $270 million in 2022.
That’s a Wrap: PIUS’ 2023 End of Year Update Read More »
Given recent events impacting the technology sector and correlated financing, questions are understandably being raised regarding technology banking and venture debt, while many companies have begun exploring viable alternatives. What’s Happening? Banks, especially those with technology banking practices, have historically been a leading provider of loans to startups and growing technology companies. One such bank,
Face Off: Evaluating Insured Technology Financing vs. Venture Debt Read More »
Growing technology companies have historically had limited options for debt financing, but following recent events, those options have not only further decreased, they’ve become significantly less favorable. The low-cost lender in the venture space, which had dominated a large portion of the market and maintained relationships with more than 50% of all venture-backed companies in the U.S.,
Insured Technology Financing Can Fill the Hole Left by Now Diminished Banking Options Read More »
As we say goodbye to 2022 and welcome the new year with all it has to offer, I look back with gratitude for yet another year of record growth.
2022: PIUS’ Year in Review Read More »
In many growth-stage technology companies, the question about when to raise equity or seek debt financing can raise many questions and considerations. It’s important to make the distinction that, generally, debt is not a substitute for equity, but rather they can be very complimentary. Debt also comes in many forms and for different purposes. Typically, when
When Should a Growing Technology Company Seek Debt Financing? Read More »
As we move into the new year, entrepreneurs face tough times ahead, as finance experts are increasingly reporting that the historically low interest rates we’ve seen over the past few years are on their way out. After all, the Federal Reserve has traditionally bumped up interest rates to ease strong economic growth or curb inflation, whereas
Knowing Your Worth: The Rise of Non-Traditional Banking & Leveraging IP Assets Read More »
As we close out 2021 and look forward to all 2022 has in store, the team at PIUS is grateful for the growth we have experienced over the past 12 months. From new carriers to new and renewed clients, new and bolstered partnerships to new hires and promotions, PIUS has experienced the type of steady
2021: PIUS’ Year in Review Read More »
This post is the third in a three-part series. Read Part 1: Background and Choices and Part 2: Bank Loans vs. Insured Technology Financing. Venture debt is an increasingly popular option amongst entrepreneurs as many seek alternative funding opportunities, often bridging a company from one growth stage to the next. Venture debt is a form of debt financing specifically geared to
As we’re seeing an increasing number of individuals opting for entrepreneurship, we are also seeing increased demand for alternative sources of funding.
Financing Options for Unsponsored Companies: Background and Choices Read More »
For growing technology companies, the ability to raise capital can often make or break a business. And the options for funding are limited, at best. There’s the venture capital route, but that requires equity in the business, giving up a portion of ownership to the investor. Alternately, there’s venture debt, which is expensive – and
How Technology Companies Can Raise Capital Through Insurance Read More »